1. Markets Are Highly Risky and Volatile
Cryptocurrency and other financial markets are highly risky and volatile. Prices can move sharply, gap, or become illiquid without warning. Leverage, derivatives, and margin trading magnify both gains and losses, and may result in losses greater than your initial deposit.
Before using any analysis from SmartMoneyKumo to inform a trading or investment decision, you should fully understand the products you are trading and the venues on which you trade them.
2. Not Financial, Investment, Tax, Legal, or Trading Advice
SmartMoneyKumo does not provide financial, investment, tax, legal, or trading advice. All content on the Service — including market structure analysis, Wyckoff phase calls, Ichimoku readings, TV-C scores, AI-generated narratives, and any associated commentary — is provided for educational and research purposes only.
Nothing on the Service is an offer, solicitation, or recommendation to buy, sell, or hold any security, digital asset, derivative, or other financial instrument.
3. Analysis May Be Wrong, Delayed, or Incomplete
Market analysis is inherently probabilistic. Signals, scores, and narratives produced by the Service may be wrong, delayed, incomplete, or based on imperfect, stale, or third-party data feeds that we do not control.
Engines and AI components may misclassify market structure, mistime events, or produce misleading output. You should not rely on any single signal, score, or narrative as the sole basis for a trading decision.
4. Past Performance and Backtests
Past performance does not guarantee future results. Backtests, paper-trading logs, hypothetical performance, and historical examples are illustrative only and do not represent actual trading. Live results may differ materially due to slippage, fees, liquidity, latency, taxes, broker behavior, and other real-world factors.
No guarantee of profit or signal accuracy is given or implied by any score, ranking, or narrative produced by the Service.
5. Your Decisions, Your Responsibility
You are solely responsible for your own trading and investment decisions, including position sizing, risk management, tax reporting, and compliance with the laws of your jurisdiction. Do not trade with money you cannot afford to lose.
Before acting on any information you obtain from the Service, you should consult a licensed financial, tax, or legal professional in your jurisdiction.
6. We Are Not a Broker, Exchange, Custodian, or Investment Adviser
SmartMoneyKumo is not a broker, exchange, custodian, or investment adviser. The public website does not custody funds, does not execute trades, and does not request exchange API keys. We do not act as a fiduciary for any user.
If you choose to act on information you obtain from the Service, you do so through your own independent broker, exchange, or wallet, at your own risk.
7. Third-Party Data and Outages
The Service depends on third-party data sources and infrastructure that may be delayed, incomplete, or unavailable. We do not guarantee uptime, accuracy, completeness, or timeliness of any data, signal, or narrative, and we are not liable for losses or missed opportunities caused by such issues.
8. Forward-Looking Statements
Any statement that is not a statement of historical fact — including projections, scenarios, expected outcomes, target levels, or risk conditions — is a forward-looking statement and is subject to substantial uncertainty. Actual results may differ materially.
9. No Endorsement of Third Parties
References to exchanges, brokers, data providers, or other third parties are for illustrative or technical context only and do not constitute an endorsement, partnership, or recommendation.
10. Changes to This Disclaimer
We may update this Risk Disclaimer from time to time. The updated version will be posted at https://smartmoneykumo.com/risk-disclaimer.html with a new "Last updated" date.
11. Contact
Questions about this Risk Disclaimer can be sent through the contact form on the homepage. We do not publish a public inbox to limit phishing risk.
Beta access and support form: https://smartmoneykumo.com/#contact